There ain’t no such thing as a free lunch: cloud storage is a valuable adjunct, not a substitute for local backups.
OneDrive
Recent problems with syncing to iCloud have been widespread, and mainly affected apps sharing working documents across platforms. More on changes to OneDrive and their impact.
If you use any of these, Apple’s next update to Monterey 12.3 will bring changes. Start preparing now.
The Eclectic Light Company 